These awards range from $400 to $5550 to applicants based upon their EFC. To be eligible for a Pell Grant, your EFC must be 4,618 or less.

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These awards range from $1,000 to $2,000, with priority going to Pell Grant recipients. To be eligible for SEOG, your EFC must be 4,618 or less. Funds are granted on a first come first served basis (based on FAFSA receipt date).

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The Academic Competitiveness Grant awards grants to eligible financially needy students who complete a rigorous high school program of study. An ACG is available during a student's first and second academic years of undergraduate education in an eligible undergraduate program. Consideration for this grant is automatic once the FAFSA has been properly filed.

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The National SMART Grant is awarded to eligible financially needy students who are pursuing majors in the physical, life, or computer sciences, mathematics, technology, engineering or foreign languages deemed critical to the national security of the United States. The National SMART Grant award is in addition to the student's Pell Grant award. Students in their third and fourth academic years of undergraduate education are automatically considered for this grant once the FAFSA has been properly filed.

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These are part-time jobs that allow eligible students to earn college funds. To be eligible for work-study, your EFC must be 4618 or less.

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These are low-interest loans that allow you to borrow up to $2,000 per academic year. Limit funding is available and funds are awarded to eligible students on a first come first served basis with priority given to out-of-state students.

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The most attractive element of this loan program is that the federal government pays the interest while you are enrolled in school at least half-time and for a six-month grace period after you graduate. The loan limits are $3,500 for freshman, $4,500 for sophomores, $5,500 for juniors and seniors, $8,500 for graduate and professional students.

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If you do not have enough to afford college from the programs mentioned (state and college aid and private scholarships), or if you do not qualify for any need-based aid, then you may seek financial help from this low-interest, non-need-based program. The interest rate is the same as subsidized loans, but it begins to accrue as soon as the loan is disbursed. The federal government does not pay interest on this loan type while you are in school or in a grace period. The borrower is totally responsible for paying the interest that accrues. The loan limits are $4,000 for freshman and sophomores, $5,000 for juniors and seniors, $10,000 for graduate and professional students.

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Graduate or professional students are able to borrow under the Plus Loan Program up to their cost of attendance minus other financial aid received. Eligibility to borrow under the Grad Plus program is impacted by the creditworthiness of the applicant.

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These loans are for parents of dependent students enrolled in undergraduate programs of study. Parents of dependent students are able to borrow under this program up to the cost of attendance minus other financial aid received. Parent borrowers must not have an "adverse credit history" as defined in federal regulations.

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